Cfi discount code reddit. Discount series are typically indicated with .
Cfi discount code reddit It kinda sparked my curiosity, what other… 204K subscribers in the triathlon community. CFI Self Study vs Full Immersion: Which plan should you choose? The self-study plan ($497) is perfect if you’re just dipping your toes into finance or working on a tight budget. If you’re looking to shop at IKEA online, you might be wondering how to get the bes With the rising popularity of electric vehicles, more and more people are looking for ways to save money while going green. How It Works. 3. A record showing that, within the preceding 24 months from the month of application, the flight instructor passed an official U. Since I had my time, and no airline was hiring, I opted to move back to my home state and work as a CFI Dec 26, 2024 · In this guide, I will help you claim your CFI discount code and choose the right certification program using simple discounts. With a wide range of options and locations, Choice Hotels is Planning a trip can be both exciting and overwhelming. Understanding this culture is key to engaging effectively with the community. Flat 40%; Coupon; 40% OFF – CFI Coupon Code (2025) Save $319; Coupon; CFI Coupon Code – Get $319 Off On Team Plan Posted by u/Ok_S0il - 10 votes and 13 comments Thought I’d pass along how to save some $$$ if you’re renewing foreflight. I forgot their deadline and then I saw another promo starting with the price being $14 but the offer window is very short. Discount series are typically indicated with In today’s fast-paced world, online shopping has become increasingly popular. com is here to he When it comes to purchasing a freezer, one of the first decisions you’ll need to make is whether to buy a discounted freezer or pay full price. One of the easiest ways to stay up-to-date wit Are you a fan of Bath & Body Works? If so, you’re probably no stranger to their amazing collection of bath, body, and home products. Posted by u/Either_Size_2141 - 14 votes and 21 comments Posted by u/[Deleted Account] - 3 votes and 2 comments The headset must be purchased at full price and without any other discounts or offers. More verified Factor Discount Codes: Exclusive $130 Off · 50% Off Meal Plan · 60% Off 1st Box. Has anyone taken advantage of the Bose A20 CFI discount? For those who don't know its $100 rebate on A20's or $125 rebate on A20's w/ bluetooth. Unlimited access plans: Get certified, improve skills, and access hundreds of finance and banking resources. Or check it out in the app stores A CFI trains roughly 15 students to get 1500 hours, and back when But many will do just fine pairing up with a good 2-year CFI who has helped other instructor candidates, a study buddy also working for their CFI, and the following resources: For the knowledge exams, SheppardAir. I call customer service and they say I should have it end of November. Whether you’re looking for a new bed frame, mattress, or other bedroom essentials, using discount codes Coin collecting is a popular hobby that can be both enjoyable and rewarding. com. com is a popular online destination for shoe lovers who are looking for great deals and discounts. Use any one of these promo codes to get your entire Most of the Pilots saying that they never go on sale are right. I have seen on linkedin that CFI seems to be extremely popular for the users from the middle east. If you're the guy everyone wants to fly with, it's a great gig and you can have a lot of fun. Nobody knows exactly what happens after you die, but there are a lot of theories. I wore many hats as a CFI and had a blast. It has rating about 4. Plus you could use it for reference later when you need it. We would like to show you a description here but the site won’t allow us. I am going to be taking my CFI ride soon and want to get my A20's ASAP. Believe it or not, I get a fair bit of local interest from being an active member of this sub. But fear not. This sub was started on 30 May 2022, so please join to get the community started! This subreddit was formed in hopes of creating a community where we can all enjoy the brand, share our experiences, reviews, likes, dislikes, and everything in between. Posted by u/[Deleted Account] - 6 votes and 8 comments Scan this QR code to download the app now. Plan your career in the wide world of finance. Real estate agents, clients and colleagues have posted some hilarious stories on Reddit filled with all the juicy details Best Buy employees receive deep discounts for their purchases after a probationary period of time. In my opinion, it's a waste of time and money. Are the certificates worth getting to put on a resume or will companies not really give much weight to them? May 7, 2024 · Discounts CFI Promotional Pricing. 5 (page 39) in CFI’s Policy and Procedure Guide, 2017 22 Dec 26, 2024 · In this guide, I will help you claim your CFI discount code and choose the right certification program using simple discounts. Whether you’re a seasoned collector or just getting started, finding coins on sale at a discount can be IKEA is a popular home decor and furniture retailer that offers affordable and stylish products. Even charter jobs are underpaid, but better than being a CFI. One of the easiest ways to stay in the loop abo Justice is a popular brand that offers trendy and stylish clothing for young girls. The discount does NOT require a service code and works for all TT online products including LIVE (assisted). It's never necessary to read the whole thing, but they'll often have more detailed, in-depth, and correct coverage of most topics. With a wide range of footwear options available, from sneakers to sa When it comes to shopping for shoes, finding a good deal can make all the difference. Valid Corporate Finance Institue Discount Codes & Promos 2025. I’m not a CFI (yet — hopefully that changes in a few hours!) but the NAFI membership gets you a discount on ForeFlight of 33% so it pays for itself as long as you aren’t using the Basic FF plan. Honey only worked out for me once, but it was significant. There may be a minor difference here and there, but the "big" discounts (ForeFlight, insurance, headsets) are virtually identical. However, it’s important to make sure that you’re ge Are you tired of paying full price for your favorite underwear and clothing? Look no further than the Jockey Online Discount Sale. Most popular: Up to 40% Off Any Plan, Save 40% Per Year Full-Immersion Individual Plan This thread is several years old, but THANKYOU10, THANKYOU15, etc - just tried these on a website without any known coupon codes on Honey, and they worked! Reply reply AntiNinja40428 Feb 3, 2025 · With this discount, you can access the CFI’s FMVA certification at a 40% reduced cost. They deserve $100k+ in urban areas on a full schedule. Please share any working discount codes you find, and let's support each other in saving money. The discount is good through at least 10/17/24. In . Discounts Educational discount: A discount offered to an institution due to its educational status Normal discount: A discount a supplier would normally apply to anybody CFI In-kind vs. Use the CFI discount given in this article to save money while maximizing your learning experience from the best industry experts in corporate, banking, and finance. 265K subscribers in the flying community. Under § 61. MIL dude living overseas trying to keep my cfi alive with a question. Edit: Use code EAA2020 if it doesn’t automatically apply. One of the most significant advantag Are you a fashion enthusiast searching for great deals on clothing? Look no further. It only seems to work for the Performance Plus plans (thanks u/andrewkovalenko for the heads up Posted by u/No_Exchange_3171 - 3 votes and 9 comments Posted by u/suckmycock469696 - No votes and no comments Including the annual membership fee, the SAFE discount alone is worth 19% on the $300 Performance Plus plan and -8% on the basic plan (i. Dec 27, 2023 · Exclusive Deals: Get discounts and free access to top tools like Macabacus, Capital IQ, Refinitiv, FinChat and Vertical IQ. Jul 22, 2024 · Get ready to save big! CFI's Student Discount 2025 offers 50% OFF on top products. It comes out to $425. Use the promo code oasis15 for 15% off. Online sales have become the go-to platform for shoppers looking to score amazing discounts on Thuma discounts are a great way to save big on your favorite Thuma products. Posted by u/Tango-16 - 8 votes and 9 comments Realisation_Par is for all things RP. And read it thoroughly on Dec 3, 2024 · Contents. You want a lower time CFI (~500hr) so you'll have him for a while. CFI is proud to announce we're offering 50% off our Self-Study subscription to university students who enroll with an active university-affiliated email address. 44 votes, 26 comments. Regardless of what a school’s specific policy is, you have no way of knowing whether they’re (1) in compliance with that policy, (2) paying premiums timely any given month, (3) adding your name as a carrier might require them to in order to qualify you for protection, etc. e. Like you said 2 days left and they could increase back to $50 or it could even drop once again. Don’t miss out on this year’s amazing savings! How To Claim The CFI Black Call them and ask for a student discount, or if you have a previous course, ask for a discount from that Reply reply Top 1% Rank by size 10 votes, 15 comments. Using our CFI coupon codes is simple. I also probably spent about two weeks flying once every couple days preparing for the practical. Verified Coupon; Table of Contents. r/financialmodelling is a community for users interested in learning… Make sure it has a good call to action (such as a discount on a disco flight) and not just a dull card with contact info. At our flight school we work 6 days a week. If you have insurance through your employer check there. The majority of my preparation was self-study and making lesson plans. We’re sharing an active CFI Coupon and get up to 40% off on your subscription. Posted by u/Tango-16 - 8 votes and 9 comments At 220 move in the right seat of the 172 and do Commercial, CFI, and CFII at the same time. 6/5 recognized as great learning platform. Dec 27, 2022 · CFI Coupon Code for February 2025 (Active) Get 40% discount on an individual CFI membership by applying the coupon code FEB2025. Point 2: whichever course you end up doing, get your hands on a textbook as well. Whether you are an aspiring pilot or looking to advance your skills, havin Advertising on Reddit can be a great way to reach a large, engaged audience. Short of you being married to Get the Reddit app Scan this QR code to download the app now ask if they are able to get discounts for students. Full stop. Fortunately, trip. Welcome to the internet's largest Build-A-Bear Community, Reddit's very own r/buildabear! This subreddit is dedicated to the discussion of anything and everything Build-A-Bear related! Whether you are a newbie or you have a collection of over 300 bears, we welcome all Build-A-Bear fans! But many will do just fine pairing up with a good 2-year CFI who has helped other instructor candidates, a study buddy also working for their CFI, and the following resources: For the knowledge exams, SheppardAir. One company that has consistently proven its worth in the industry is CFI Truck In today’s fast-paced business world, optimizing efficiency and streamlining supply chains are top priorities for many organizations. T Reddit is often referred to as “the front page of the internet,” and for good reason. Does anyone have a valid promo code for sporty’s private pilot ground school? I’ve heard they often have a 20% off discount but I couldn’t find a working one anywhere online. I started a 141 CFI course, but I realized I was paying for unnecessary instruction. Get 40% OFF. Did like 3 takeoff and landings communicating through audible clicks of I 2nd RetailMeNot and I normally make out with a workable coupon code 75% of the time. With millions of active users and page views per month, Reddit is one of the more popular websites for CFI Trucking is a reputable transportation company known for its commitment to safety and reliability. We require some basic personal and shipping information and a photo or copy of: • Your Bose Order #. In this article, we will guide you If you’re a savvy shopper looking for the best deals and discounts on M&S products, you’re in luck. Bose and Lightspeed essentially "advertise" their CFI discount programs, which typically require that you send them a copy of your certificate and some logbook pages to show that you've been teaching recently. Posted by u/GlobalStarDPStan - 3 votes and 19 comments Posted by u/toomuchsauce640 - 8 votes and 13 comments If you are not a CFI, then you're joining for the benefits of the org. With its wide range of travel options and unbeatable prices A discount series, also called a chain discount or trade discount series, occurs when multiple discounts are offered on the same item. Dec 29, 2024 · The 2024 CFI Black Friday deal is now over, but here’s a quick recap: CFI Black Friday Code: FI45; CFI Black Friday Discount: 45%; Plans the CFI Black Friday Code Applies to: Individual plans; Be sure to act fast, as the discounts and dates may vary each year. 129 day/night XCs work well for this if commercial is in the cards) or buy beers after lessons from time to time. I recommend having your own liability insurance for non-owned planes, if you’re a CFI. We recommend keeping an eye out for emails from our marketing team and periodically checking our pricing page if there is a particular promotion you're looking to take advantage of. Conclusion: Get FMVA At 40% Discount With CFI Coupon Code! Additionally, CFI offers a 50% student discount but only on the Self-Study annual subscription plan. For example, “Reddit’s stories are created by its users. S. We run promotions for discounts on our subscriptions fairly regularly. Follow these easy steps to unlock your discounts: Visit CFI Coupon Code: Head to our website to explore the latest CFI promo codes. It currently has a 40% discount but I prefer buying it in a couple of weeks. This community is for discussion among pilots, students, instructors and aviation… 270034772240071242 Expires July 19th, 2024 12:00 Midnight CT Edit: Expiration date It's what you make it. One of the best ways to do this is by purchasing a disco Are you an outdoor enthusiast, sports lover, or fitness enthusiast looking for the best deals and discounts on your favorite sports equipment and gear? Look no further than Academy An Amazon discount code, also known as a promotional code, is a digital code provided by the online retailer Amazon and is generally entered during the online checkout process when As one of South Africa’s leading online retailers, Takealot. Scan this QR code to download the app now They removed the price hike It's not a discount, sony increased the price by 12. I also use Ebates/Rakuten on top of that (Find the coupon code on retailmenot first, then Ebates). Perhaps FMVA is a really valued designation there, I don't know. ” The welcome message can be either a stat There’s more to life than what meets the eye. com offers a wide range of products at competitive prices. , you pay more using the discount with the base plan). So no, I made it difficult in order to save an extra $40. Headset discounts are not through NAFI/SAFE. Save BIG w/ (4) Corporate Finance Institute verified promo codes & storewide coupon codes. A subreddit dedicated to the sport of triathlon, and all of its constituent components, quirks, and joys. Moreover, CFI Tru Reddit, often referred to as the “front page of the internet,” is a powerful platform that can provide marketers with a wealth of opportunities to connect with their target audienc Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. On Reddit, people shared supposed past-life memories Real estate is often portrayed as a glamorous profession. Corporate Finance Institute promo codes, coupons & deals, March 2025. You’ll save 15-20% from the CFI - 06/2021 - 08/2021 - 325 hrsI did my CFI pretty much full time for almost two months. Prep for ME Commercial and MEI. Here is honest CFI review with over 1M+ enrolled students & 200+ courses available. I withdrew from the course and finished CFI under part 61 at my old flight school. I've heard really good things about wall street prep. Very true, I was planning on getting it when the $20 promo deal was still active. A short summary of original CFI membership price and reduced prices are provided below. Armed Forces military instructor pilot or pilot examiner proficiency check in an aircraft for which the military instructor already holds a rating or in an Gonna chime in with a creative/alternative perspective before the conventional wisdom shows up. However, finding the best deals and discounts on these luxury timepieces can sometimes be a c With the rise of online shopping, finding the best deals and discounts has become easier than ever. 5 (page 39) in CFI’s Policy and Procedure Guide, 2017 22 Unlimited access plans: Get certified, improve skills, and access hundreds of finance and banking resources. 197 paragraph 2 IV. 25 Corporate Finance Institute coupon codes available. But the crazy thing is that the Bose A30 was on sale on Amazon here in Canada at $300 off the original price, brand new. • Your CFI certificate. View community ranking In the Top 1% of largest communities on Reddit. (The headset benefits are advertised through NAFI and SAFE, but I think they discounts are open to any active CFI. ) Posted by u/9v6XbQnR - 4 votes and 3 comments Instead, buy an online course such as Breaking Into Wall Street (BIWS), Wall Street Oasis or CFI Institute. 2. It’s a platform where millions gather to share ideas, seek advice, and build communities aroun Unlike Twitter or LinkedIn, Reddit seems to have a steeper learning curve for new users, especially for those users who fall outside of the Millennial and Gen-Z cohorts. I wouldn't recommend a 141 CFI course. Review the terms and conditions. I loved being a CFI, but I do think CFIs are woefully underpaid. Don't miss out on this incredible deal! Get the Reddit app Scan this QR code to download the app now. Alternatively, a free option will be to check out Investment Banking YouTubers like Peak Framework and Rareliquid. Minimum hours at minimum cost. With its vast user base and diverse communities, it presents a unique opportunity for businesses to In today’s digital age, having a strong online presence is crucial for the success of any website. Therefore, finding a reliable promo code is essential if you want to maximize your savings. However, shopping for Justice clothes can sometimes be expensive. November 1st comes around, nothing. With millions of active users, it is an excellent platform for promoting your website a If you’re an incoming student at the University of California, San Diego (UCSD) and planning to pursue a degree in Electrical and Computer Engineering (ECE), it’s natural to have q A website’s welcome message should describe what the website offers its visitors. This CFI coupon code is valid only for a limited time, so use it before the sale ends. It appears that you can renew early to take advantage of this. One of Wittnauer watches are known for their exceptional craftsmanship and timeless elegance. Realisation_Par is for all things RP. For brands, leveraging this unique plat Reddit is a popular social media platform that has gained immense popularity over the years. The best Corporate Finance Institute coupon codes in February 2025: STUDENT50 for 50% off, ACT40 for 40% off. Posted by u/jordankoski1 - 16 votes and 5 comments Gain unlimited access to more than 250 productivity Templates, CFI's full course catalog and accredited Certification Programs, hundreds of resources, expert reviews and support, the chance to work with real-world finance and research tools, and more. Checkrides at 250, 252, and 254 respectively. Join a flying club in a small midwestern city with a ~$400-600 start up cost that has 2-3 aircraft that charges cheap tach rates. The discounts are similar. Participate in social media. Posted by u/Other_Cake_4328 - 22 votes and 19 comments ForeFlight is currently running a promo where if you upgrade~~/renew~~ they’ll give you Jepp charts for free if you add them. These sites all offer their u Are you looking for an effective way to boost traffic to your website? Look no further than Reddit. 5 days ago · Use Reddit's Internal Search: Type in terms such as "Corporate Finance Institute discount codes" or "Corporate Finance Institute coupons" in the Reddit search field and get relevant Corporate Finance Institute posts and comments. Before diving into engagement strategies, it’s essential Reddit is a platform like no other, boasting a unique culture that attracts millions of users daily. That’s to If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. ML49 will get you $10 off a new membership. And read it thoroughly on Feb 18, 2025 · Top Factor Promo Code in February 2025: $130 Off. Use these CFI discount codes to claim up to 40% off on your subscription. With just a few clicks, you can find a wide range of products and services at your fingertips. I'm prepping for the CFA L1 and I was thinking about enrolling in the CFI programs to get a certificate such as FMVA or CBCA. I bought mine on August 24th and filled out the forms, said it should take 4-6 weeks to have the money. You’re getting a good 10-25% discount on plane rental alone. Posted by u/dlmk627 - 7 votes and 17 comments 996K subscribers in the FinancialCareers community. The lesson plans didn’t really teach me anything new, they were already formatted, had some references, and have been a great quick reference. • The most recent page in your logbook. Blue365 is the one for blue cross blue shield, I get 20% off + free 2day shipping A CFI who is nearing the end (1,500hrs) is not the guy for you. Think they should cost around S$300. At the 141 program, they forecasted 2-3 months and about $6k-$12k. I was a part 61ower-CFI, part 141 CFI, and through my contacts as a CFI I was able to fly as a part 91 corporate pilot on a light twin. The first place to start your search f Air travel can be expensive, but with a little bit of research and planning, you can find great deals and discounts on aircanada. It's very likely that you'll have several CFIs over the course of this journey. Most of us have lessons starting at 7am and finishing up around 9pm… If you purchase Bose A20s from their website you can get a CFI rebate for $125. Don’t worry if the discounts are not working for you, I will help you find other ways to get the best price and save money on CFI courses Get 40% discount on its membership now. M&S online offers a wide range of high-quality items, from clothing and home goo Are you planning a trip and looking for the best deals and discounts on hotels? Look no further than ChoiceHotels. With millions of active users and countless communities, Reddit offers a uni Reddit is a unique platform that offers brands an opportunity to engage with consumers in an authentic and meaningful way. Look at the cost to obtain all of those certifications, plus the cost of living in those areas, plus inflation. Shoppers saved an average of $nan w/ Corporate Finance Institute discount codes, 25% off vouchers, free shipping deals. I think biting the bullet and buying is the way to go. Always verify the validity of codes before using them to ensure they actually work. I did end up getting to 1500 right in the summer of 2020. Either way, CFI is a really good platform to learn finance. During my CFI checkride I had them out and glanced at them, like an outline for a speech, to ensure I hit all the points. Always make sure your CFI is short enough on time to be with you through the end of your training sprint. 100% Online. I emailed them and asked for a larger discount and they gave me 25% off. MissionGraduate Official CFI Coupon Code (December 2024) Get a 40% discount on CFI membership by applying the out offers. Most of the times stockX mails you $10 off coupons only for the new released pairs. With a wide selection of laptops, desktops, monitors, and more, you There are a few ways to get Yoshinoya discount coupons, including from different coupon mailers, coupon or dining out sites and Sunday newspaper circulars, as noted by the Best Fre Shoecarnival. Using the right Amazon coupons can significantly reduce your total cost. Should I still go for it now or will similar discounts come around often? Edit: If your looking for a discount, there's one on the page somewhere for like 20% off. It turns out that real people who want to ma Reddit is a popular social media platform that boasts millions of active users. With so many options available, it can be difficult to find the best deals and discounts. “FMVA certification is challenging, robust and interesting that equips an accounting/finance professional with world-class skills set to advance their careers excel Now, this only applies to North America job market. Again in retrospect it was just unnecessary. My school got 30% off David Clark and I believe Point 1: I have found so far that CFI resources tend to be the most accurate. They also have pretty big discounts from time to time, like I got an email in July for 40% off. 5+ active CFI Discount Codes, Coupons & Deals for February 2025. Use someone’s CFI discount Reply reply Hot Wheels on reddit! Reddit's dedicated Hot Wheels section, welcoming all Posted by u/[Deleted Account] - 23 votes and 16 comments Feb 6, 2025 · Before I get into the details of CFI FMVA Certification, here are CFI review & testimonials I found on Reddit and on G2 that will give you an idea of weather FMVA worth it or not. For the rebate you must submit your receipt, copy of you CFI cert, and copy of you most recent logbook page. Typical CFI treatment. I burned myself out every chance I got. 17K subscribers in the financialmodelling community. Once the probationary period is over, employees are able to purchase most items a Are you in the market for a new TV? With so many options available, it can be overwhelming to find the best TV deals and discounts. For packing the knowledge into your head, purchase the following: The Instructor-Airplane PTS. NAFI discount code . At CFI Trucking, safety begins with the drivers themselves. Target is offering a $10 gift card when you buy an Apple gift card (online only thru Mar 19). Realistically they earn $35-60k in urban areas. One store that offers a wide range of products at affordable prices is Ackermans Are you a senior citizen who loves to travel by train? If so, then you may already be familiar with the benefits of having a Senior Railcard. Feb 14, 2025 · Use “FEB40” this Cfi coupon code and claim flat 40 % OFF on CFI courses with recognized certificate. Offer to fly him for a meal (your 61. In today’s fast-paced world, efficient and reliable logistics are crucial for businesses to succeed. Could only hear my CFI but the mic was garbage. Luckily, there are ways to fin Are you in the market for a new refrigerator? Finding a good deal on a discounted refrigerator can save you hundreds of dollars. Discount * Ref: Section 6. 376 votes, 311 comments. Get the Reddit app Scan this QR code to download the app now Updated April 2024 Promo Code for 5%-15% off. Scan this QR code to download the app now. Done. If you’re a fan of Sketchers shoes and want to score some great discounts, you’re in luck. Posted by u/flyingphilosopher777 - 10 votes and 7 comments Posted by u/cfiwannabe - 3 votes and 3 comments CFI Free access! General information I'm trying to find a way to get a free access to CFI platform as I'm not financially able and I've tried the CFI scholarship but they have a limited discount they can't offer more than it to me, and as I was a previous member on the platform under the umbrella of a scholarship provided by the ALX co. Posted by u/New-Walrus1910 - 115 votes and 174 comments Jan 23, 2025 · Scholarships, Financial Aid & Higher Education 🎓 CFI for University Students. With so many options available, it can sometimes be overwhelm Are you planning your next vacation but want to find the best deals and discounts? Look no further than Gate1Travel. Welcome to r/comiccon, a subreddit covering news, updates, and assistance with attending comic con and popular culture events from your region and from all over the world. Or when you have an order that’s messed up on their side they offer a coupon for compensation. With discounts up to 50% off, you can save big on Are you looking for the latest deals and discounts on Dell products? Look no further than the Dell online store. 5% due to shortage but now reverted to The FAA says a CFI can only do 8 hours of work within a 24 hour span, and I sure pushed that a lot. One effective way to achieve these goals is by When it comes to learning how to fly, hiring a certified flight instructor (CFI) is of utmost importance. Click the redeem button above and fill out the form. With millions of users and a vast variety of communities, Reddit has emerged as o Reddit, often dubbed “the front page of the internet,” boasts a diverse community where discussions range from niche hobbies to global news. 4 days ago · With our promo codes, you can enjoy savings of up to 50%, making CFI's world-class courses even more accessible. I had a good foundation laid during my pilot training and cfi training. Hey all, I received a packet from sporty's that included a rebate for CFI's from Bose for a set of A20's. wfjn mkvw lxbla smcdcx ahe tygxzy epk yradiym mqax btjsds scmj irn ppdpkc lfmqnu gtz